Eine Plattform für die Wissenschaft: Bauingenieurwesen, Architektur und Urbanistik
Eine Plattform für die Wissenschaft: Bauingenieurwesen, Architektur und Urbanistik
Sticking it on plastic: credit card finance and small and medium-sized enterprises in the UK
This paper investigates the role of credit card financing in UK small and medium-sized enterprises (SMEs) and how this varies by location and business orientation. Using a large-scale data set of UK SMEs, the results of a regression-based analysis suggest that firms located in peripheral geographical areas have greater usage of credit cards relative to counterparts located in ‘core’ locations. Innovative, growth- and export-oriented SMEs are also more inclined to use credit card financing. Moreover, SMEs that use credit cards as a form of improvised financial ‘bootstrapping’ are more likely to seek additional funding sources in future.
Sticking it on plastic: credit card finance and small and medium-sized enterprises in the UK
This paper investigates the role of credit card financing in UK small and medium-sized enterprises (SMEs) and how this varies by location and business orientation. Using a large-scale data set of UK SMEs, the results of a regression-based analysis suggest that firms located in peripheral geographical areas have greater usage of credit cards relative to counterparts located in ‘core’ locations. Innovative, growth- and export-oriented SMEs are also more inclined to use credit card financing. Moreover, SMEs that use credit cards as a form of improvised financial ‘bootstrapping’ are more likely to seek additional funding sources in future.
Sticking it on plastic: credit card finance and small and medium-sized enterprises in the UK
Brown, Ross (Autor:in) / Liñares-Zegarra, José (Autor:in) / Wilson, John O. S. (Autor:in)
Regional Studies ; 53 ; 630-643
04.05.2019
14 pages
Aufsatz (Zeitschrift)
Elektronische Ressource
Englisch
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