A platform for research: civil engineering, architecture and urbanism
A platform for research: civil engineering, architecture and urbanism
Finanzplanung in privaten Haushalten ; Financial Planning in Private Households
Private Haushalte benötigen für die Planung langfristiger finanzwirtschaftlicher Vorhaben Informationen über ihre Kapitaldienstfähigkeit im Planungszeitraum. Zu diesem Zweck wird ein Finanzplanungsmodell entwickelt, das die Kapitaldienstfähigkeit aus den Zahlungen des Erwerbs-, Unterhalts- und Transferbereichs in Abhängigkeit haushaltsendogener und -exogener Einflussfaktoren darstellt und mit Verfahren der Simulation und der Fuzzy Set-Theorie berechnet. Anhand von Beispielrechnungen wird deutlich, dass das Finanzplanungsmodell ein flexibles Instrument darstellt, das an individuelle Haushaltssituationen und das subjektive Unsicherheitsempfinden der Planenden angepasst werden kann. ; For the planning of longterm investment projects private households need information about their receipts and expenditures during the planning period. For this purpose a financial planning model is developed. Its planning horizon can be set up to 30 years. The unit period is the calendar year. On this time axis annual receipts and expenditures of individual households can be determined by non-fuzzy and fuzzy simulation. To facilitate simulation the private household is divided into three parts: earning, maintenance and transfer. The model determines the surplus of receipts over expenditures for the individual years of the planning period. This surplus is then available for interest and downpayment of eventually borrowed capital. Furthermore the model takes into account endogenous and exogenous factors influencing this surplus in private households. The application of the model shows that it is a flexible instrument which can easily be adapted to individual economic conditions of a private household and subjective attitudes of household members towards uncertainty.
Finanzplanung in privaten Haushalten ; Financial Planning in Private Households
Private Haushalte benötigen für die Planung langfristiger finanzwirtschaftlicher Vorhaben Informationen über ihre Kapitaldienstfähigkeit im Planungszeitraum. Zu diesem Zweck wird ein Finanzplanungsmodell entwickelt, das die Kapitaldienstfähigkeit aus den Zahlungen des Erwerbs-, Unterhalts- und Transferbereichs in Abhängigkeit haushaltsendogener und -exogener Einflussfaktoren darstellt und mit Verfahren der Simulation und der Fuzzy Set-Theorie berechnet. Anhand von Beispielrechnungen wird deutlich, dass das Finanzplanungsmodell ein flexibles Instrument darstellt, das an individuelle Haushaltssituationen und das subjektive Unsicherheitsempfinden der Planenden angepasst werden kann. ; For the planning of longterm investment projects private households need information about their receipts and expenditures during the planning period. For this purpose a financial planning model is developed. Its planning horizon can be set up to 30 years. The unit period is the calendar year. On this time axis annual receipts and expenditures of individual households can be determined by non-fuzzy and fuzzy simulation. To facilitate simulation the private household is divided into three parts: earning, maintenance and transfer. The model determines the surplus of receipts over expenditures for the individual years of the planning period. This surplus is then available for interest and downpayment of eventually borrowed capital. Furthermore the model takes into account endogenous and exogenous factors influencing this surplus in private households. The application of the model shows that it is a flexible instrument which can easily be adapted to individual economic conditions of a private household and subjective attitudes of household members towards uncertainty.
Finanzplanung in privaten Haushalten ; Financial Planning in Private Households
2005-06-27
Theses
Electronic Resource
German
Catalogue agriculture | 1971
Durchführungsplan : (Rangfolge, Kosten, mittelfristige Finanzplanung)
UB Braunschweig | 1979