A platform for research: civil engineering, architecture and urbanism
A platform for research: civil engineering, architecture and urbanism
LESSON LEARNT FROM KREDIT TRIGUNA: THE HOUSING FINANCE FOR LOW-INCOME COMMUNITY
Financial aid or loan designed specifically for housing the low income community,especially they are working in informal sector, is necessary. To answer the need, abouttwo decades ago, Bank Tabungan Negara (BTN) or The State Savings Bank hadintroduced a loan package, named Kredit Triguna. Designed as a mixed microcreditpolicy, this loan implemented a fully concept of integrated approach. But it was onlyavailable for two years, and then discontinued. As one of the best practice microfinanceprograms at the time, this condition was considered as a unique case. This paper aimsto evaluate the previous microcredit policy, that was Kredit Triguna, in its implementation and to identify reasons for its success or failure in performance. As a sample of case study, a project of housing redevelopment in Kalianyar riverbank, Mojosongo, Surakarta using the loan is observed. The result of the study will help in developing new alternative scheme in housing finance for the low-income community.
LESSON LEARNT FROM KREDIT TRIGUNA: THE HOUSING FINANCE FOR LOW-INCOME COMMUNITY
Financial aid or loan designed specifically for housing the low income community,especially they are working in informal sector, is necessary. To answer the need, abouttwo decades ago, Bank Tabungan Negara (BTN) or The State Savings Bank hadintroduced a loan package, named Kredit Triguna. Designed as a mixed microcreditpolicy, this loan implemented a fully concept of integrated approach. But it was onlyavailable for two years, and then discontinued. As one of the best practice microfinanceprograms at the time, this condition was considered as a unique case. This paper aimsto evaluate the previous microcredit policy, that was Kredit Triguna, in its implementation and to identify reasons for its success or failure in performance. As a sample of case study, a project of housing redevelopment in Kalianyar riverbank, Mojosongo, Surakarta using the loan is observed. The result of the study will help in developing new alternative scheme in housing finance for the low-income community.
LESSON LEARNT FROM KREDIT TRIGUNA: THE HOUSING FINANCE FOR LOW-INCOME COMMUNITY
Astuti, Dyah Widi (author)
2015-07-10
Sinektika: Jurnal Arsitektur; Vol 14, No 1: Januari 2014; 202-208 ; 1411-8912
Article (Journal)
Electronic Resource
English
DDC:
710
Finance for low-income housing and community development
| Online Contents | 2007
Construction Accidents and the Lesson Learnt from 1000 Cases
| Taylor & Francis Verlag | 2003
FAR EASTERN PROMISE - Lesson to be learnt from Japan's railways
Online Contents | 1998