A platform for research: civil engineering, architecture and urbanism
A platform for research: civil engineering, architecture and urbanism
Financial Knowledge, Personality Traits, and Risky Borrowing Behaviors in Iranian Households
This article examines the influence of financial knowledge and personality traits on risky borrowing behaviors among Iranian respondents. A proprietary dataset was used in this study. Logistic regression results indicated that numeracy and knowledge of the time value of money were negatively associated with two of the three risky borrowing behaviors (borrowing more than $1500 USD and use of rent-to-own). Conscientiousness was negatively related to the same two borrowing behaviors. Neuroticism negatively influenced use of payday lending. The article concludes with financial education policy suggestions for Iran and directions for future research.
Financial Knowledge, Personality Traits, and Risky Borrowing Behaviors in Iranian Households
This article examines the influence of financial knowledge and personality traits on risky borrowing behaviors among Iranian respondents. A proprietary dataset was used in this study. Logistic regression results indicated that numeracy and knowledge of the time value of money were negatively associated with two of the three risky borrowing behaviors (borrowing more than $1500 USD and use of rent-to-own). Conscientiousness was negatively related to the same two borrowing behaviors. Neuroticism negatively influenced use of payday lending. The article concludes with financial education policy suggestions for Iran and directions for future research.
Financial Knowledge, Personality Traits, and Risky Borrowing Behaviors in Iranian Households
Brenda J. Cude (author) / Swarn Chatterjee (author) / Jamal Tavosi (author)
2020
Article (Journal)
Electronic Resource
Unknown
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Modelling of personality, attitudes and risky driving
| Online Contents | 2008
| Elsevier | 2022