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A platform for research: civil engineering, architecture and urbanism
Systems and methods for homeowner-directed risk of property damage mitigation
Methods and systems for homeowner-directed risk mitigation for damage to a property associated with insurance-related events are provided. A smart home controller may analyze data received from a plurality of smart devices disposed on, or proximate to, a property as well as data received from an insurance provider. If it is determined that an actual or potential risk of property damage exists, the smart home controller may transmit an alert to a homeowner detailing the risk. The homeowner may respond to the alert by transmitting an instruction to mitigate or prevent damage associated with the risk back to the smart home controller. Subsequently, the smart home controller may transmit information about the actual or potential risks and any homeowner-directed mitigative actions to an insurance provider. The insurance provider may interpret the transmitted data and perform insurance activities, such as providing discounts and adjusting an insurance policy associated with the property.
Systems and methods for homeowner-directed risk of property damage mitigation
Methods and systems for homeowner-directed risk mitigation for damage to a property associated with insurance-related events are provided. A smart home controller may analyze data received from a plurality of smart devices disposed on, or proximate to, a property as well as data received from an insurance provider. If it is determined that an actual or potential risk of property damage exists, the smart home controller may transmit an alert to a homeowner detailing the risk. The homeowner may respond to the alert by transmitting an instruction to mitigate or prevent damage associated with the risk back to the smart home controller. Subsequently, the smart home controller may transmit information about the actual or potential risks and any homeowner-directed mitigative actions to an insurance provider. The insurance provider may interpret the transmitted data and perform insurance activities, such as providing discounts and adjusting an insurance policy associated with the property.
Systems and methods for homeowner-directed risk of property damage mitigation
BRYANT RONNY S (author) / CALL SHAWN M (author) / HAKIMI-BOUSHEHRI DARYOUSH (author) / WEEKES JOHN H (author) / CRISWELL JENNIFER (author) / BINION TODD (author) / JORDAN II JACKIE O (author) / MCDERMEIT ELISABETH (author) / DONOVAN JOHN (author)
2023-05-16
Patent
Electronic Resource
English
IPC:
G06Q
Datenverarbeitungssysteme oder -verfahren, besonders angepasst an verwaltungstechnische, geschäftliche, finanzielle oder betriebswirtschaftliche Zwecke, sowie an geschäftsbezogene Überwachungs- oder Voraussagezwecke
,
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES
/
E03B
Anlagen oder Verfahren zum Gewinnen, Sammeln oder Verteilen von Wasser
,
INSTALLATIONS OR METHODS FOR OBTAINING, COLLECTING, OR DISTRIBUTING WATER
/
G05B
Steuer- oder Regelsysteme allgemein
,
CONTROL OR REGULATING SYSTEMS IN GENERAL
/
G08B
SIGNALLING OR CALLING SYSTEMS
,
Signalisier- oder Rufsysteme
/
G16Y
/
H04L
TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
,
Übertragung digitaler Information, z.B. Telegrafieverkehr
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