A platform for research: civil engineering, architecture and urbanism
A platform for research: civil engineering, architecture and urbanism
Constructivism, individual action and housing finance: An individualist critique of approaches to housing finance
Abstract This paper undertakes a critique of mainstream approaches to housing finance within the context of an individualist social theory which is critical of policy constructivism. Policy constructivism is seen as the fallacy whereby those institutions which are created by human actions can be readily re-created by deliberative action. Following Malpass et al. (1993) it discusses two approaches—the applied economic and policy—to housing finance. Whilst being able to suggest some of the differences and the strengths of these two approaches this paper suggests that they share similar theoretical and methodological flaws. The motivations and relationships between individuals and institutions are idealised and thus the models developed within these two approaches fail to appreciate the complexity of the housing process within an extended social order. The paper concludes by suggesting four areas in which housing research is deficient and that these deficiencies may be attended to through an alternative or additional approach placing individual action at its centre.
Constructivism, individual action and housing finance: An individualist critique of approaches to housing finance
Abstract This paper undertakes a critique of mainstream approaches to housing finance within the context of an individualist social theory which is critical of policy constructivism. Policy constructivism is seen as the fallacy whereby those institutions which are created by human actions can be readily re-created by deliberative action. Following Malpass et al. (1993) it discusses two approaches—the applied economic and policy—to housing finance. Whilst being able to suggest some of the differences and the strengths of these two approaches this paper suggests that they share similar theoretical and methodological flaws. The motivations and relationships between individuals and institutions are idealised and thus the models developed within these two approaches fail to appreciate the complexity of the housing process within an extended social order. The paper concludes by suggesting four areas in which housing research is deficient and that these deficiencies may be attended to through an alternative or additional approach placing individual action at its centre.
Constructivism, individual action and housing finance: An individualist critique of approaches to housing finance
King, Peter (author)
1997
Article (Journal)
English
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