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A platform for research: civil engineering, architecture and urbanism
Spanish SMEs’ Subsidized and Guaranteed Credit during Economic Crisis: A Regional Perspective
Briozzo A. and Cardone-Riportella C. Spanish SMEs’ subsidized and guaranteed credit during economic crisis: a regional perspective, Regional Studies. This study analyses the effects of two Spanish public programmes that provide financial support to small and medium-sized enterprises (SMEs): (1) subsidized credit by the Official Credit Institute and (2) bank credit guaranteed by a mutual guarantee society. The study was conducted from a regional perspective and it compares the effects of the two programmes during normal times with the effects during economic crisis. During stable periods, these programmes affect the growth of assets, sales and the sales to assets ratio. However, during recession, the effects extend to the growth of employment and the sales to employee ratio. Moreover, there are significant regional differences.
Spanish SMEs’ Subsidized and Guaranteed Credit during Economic Crisis: A Regional Perspective
Briozzo A. and Cardone-Riportella C. Spanish SMEs’ subsidized and guaranteed credit during economic crisis: a regional perspective, Regional Studies. This study analyses the effects of two Spanish public programmes that provide financial support to small and medium-sized enterprises (SMEs): (1) subsidized credit by the Official Credit Institute and (2) bank credit guaranteed by a mutual guarantee society. The study was conducted from a regional perspective and it compares the effects of the two programmes during normal times with the effects during economic crisis. During stable periods, these programmes affect the growth of assets, sales and the sales to assets ratio. However, during recession, the effects extend to the growth of employment and the sales to employee ratio. Moreover, there are significant regional differences.
Spanish SMEs’ Subsidized and Guaranteed Credit during Economic Crisis: A Regional Perspective
Briozzo, Anahí (author) / Cardone-Riportella, Clara (author)
Regional Studies ; 50 ; 496-512
2016-03-03
17 pages
Article (Journal)
Electronic Resource
English
Public policies , Subsidized credit , Guaranteed credit , Impact evaluation , Economic crisis , Regional policies , 公共政策 , 补贴信贷 , 担保信贷 , 冲击评估 , 经济危机 , 区域政策 , Politiques publiques , Crédit subventionné , Crédit garanti , Évaluation d'impact , Crise économique , Politiques régionales , Öffentliche Politik , Subventionierte Darlehen , Garantierte Darlehen , Bewertung von Auswirkungen , Wirtschaftskrise , Regionalpolitik , Políticas públicas , Crédito subsidiado , Crédito garantizado , Evaluación de impactos , Crisis económica , Políticas regionales , G01 , G21 , G28 , H81
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