A platform for research: civil engineering, architecture and urbanism
A platform for research: civil engineering, architecture and urbanism
Grants, Loans, and Housing Repair for the Elderly
Many elderly homeowners need assistance in repairing and improving their homes. They receive less of the overall federally funded aid for home repairs than their share of total homeowner needs might warrant. But individual programs differ greatly in serving the elderly. Using detailed data on past program recipients, this article demonstrates that providing assistance in the form of grants rather than loans is critical to gaining elderly households' participation. It also shows that inability to qualify for or repay loans because of low incomes, more than unwillingness to borrow, limits participation by the elderly in repair loan programs. The paper considers various options for obtaining improved housing quality for elderly people and concludes that providing and expanding grant assistance for home repair and rehabilitation is a necessary major component of successful policy.
Grants, Loans, and Housing Repair for the Elderly
Many elderly homeowners need assistance in repairing and improving their homes. They receive less of the overall federally funded aid for home repairs than their share of total homeowner needs might warrant. But individual programs differ greatly in serving the elderly. Using detailed data on past program recipients, this article demonstrates that providing assistance in the form of grants rather than loans is critical to gaining elderly households' participation. It also shows that inability to qualify for or repay loans because of low incomes, more than unwillingness to borrow, limits participation by the elderly in repair loan programs. The paper considers various options for obtaining improved housing quality for elderly people and concludes that providing and expanding grant assistance for home repair and rehabilitation is a necessary major component of successful policy.
Grants, Loans, and Housing Repair for the Elderly
Mayer, Neil S. (author)
Journal of the American Planning Association ; 47 ; 25-34
1981-01-01
10 pages
Article (Journal)
Electronic Resource
Unknown
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